Most founders read the interest rate and skim the rest. The rest is where the risk lives.
What is included
- Assessment of which facility or subsidised scheme your business can realistically access
- Project report structuring to meet lender expectations
- Corporate documentation the bank will require
- Review of loan agreements, security documents and personal guarantees
- Collateral and charge registration
- Compliance conditions attached to concessional and subsidised credit
- Restructuring and refinancing support
- Equity investment documentation where debt is not the right route
Documents we will ask you for
Scanned copies are enough to begin. We will tell you which of these need notarisation, and which need legalisation if they originate outside Nepal, before you spend money on either.
- Business plan or project report, in whatever state it is in
- Company registration and tax documents
- Financial statements or projections
- Details of available collateral, if any
- Details of any existing borrowing
What you receive at the end
- A structured project file the lender can actually assess
- Reviewed credit and security documentation with the risks explained
- Charge registration completed where required
Questions about this service
No. We are lawyers, not brokers. We structure the project documentation, prepare the corporate paperwork the lender needs and review what you are being asked to sign. The credit decision belongs to the bank.
Sometimes, in scope if not in existence. What we can usually influence is the extent, the duration and what triggers it. This is worth reading carefully before signing, because a guarantee outlives the business.
They can be, but the conditions attached are real obligations, not formalities. We tell you what you are agreeing to before you apply, not after the first compliance review.